Do I deal with K&O Estates , or the vendor directly?
You will be dealing with with one of our agents the entire process, from the viewing, to the
completion of the sale.
However, if the vendor is carrying out their own viewings, when you enquire about a
property, we will send your details to them. They'll then contact you directly to discuss
the property and arrange a viewing.
Step 1.
Register with us for 24/7 access to My Area
To find your ideal property, we need to know your requirements. You can register with us
either online, by phone or by visiting our offices..
Once you've registered with us, one of our consultants will assess your search criteria and
send you details of suitable properties by SMS or email.
You'll have 24/7 access to My Area where you can amend your search criteria, email alerts,
make offers, arrange viewings and more.
Step 2.
How much can you afford?
Before you begin your search, it's advisable to arrange your finances and (if required) get
a 'Mortgage In Principle'. This is a conditional offer made by a mortgage lender that they
will "in principle" give you the loan you have discussed with them.
Our partners, a firm of professional, independent financial advisors, would be pleased to
provide you with a free, no obligation consultation on what mortgage options are available
to you, and the associated costs. Contact us to find out more.
Step 3.
Put your own home on the market
If you are looking to buy and also need to sell your current home it is advisable to put
your current property on the market before looking for a new home.
Step 4.
Start your property search
Begin your search here, or let us help you find the property you're looking for by
registering here. We can keep you constantly up-to-date via email and SMS alerts, even
before properties get listed on our website and portals!
Step 5.
Viewings
This is the fun bit! Once you've found a property you'd like to view, you'll need to get in
touch to book a viewing. You'll meet either on of our agents, or the vendor - depending on
the service they've chosen.
This will take you to My Area and automatically add the property to your Portfolio giving
you the option to select a preferred viewing timeslot.
Or by calling us on: 02039300479
Step 6.
Making an offer
Once you find your perfect property you can make an offer through My Area or with your
agent.
If we are managing the offers on behalf of the vendor, we'll put your offer to them verbally
and in writing.
Sometimes there may be a process of price negotiation and by working with us, both vendor
and buyer can benefit from the expertise of our consultants, who will work hard to
facilitate an agreeable outcome that delivers the best result for all.
At this point you may need to demonstrate that you can proceed by providing evidence of your
mortgage in principle.
There are no legal obligations by either party until contracts are signed.
Step 7. Offer accepted
Confirm the agreed price with all parties
Confirm your solicitor & mortgage details
Prepare a memorandum of sale
Now is the time to instruct your solicitor to proceed with the conveyancing process and
proceed with your mortgage application.
Step 8.
Conveyancing
Your solicitor will:
Receive draft contract from the seller's solicitor
Carry out searches and investigation of title
Agree on a date for exchange of contracts
We will assist your solicitor throughout the process, and keep you informed every step of
the way in via our live sales progress tracker in My Area.
Step 9.
Survey and mortgage offer
A property survey will be carried out by a surveyor on behalf of the mortgage lender to
identify any structural problems and advise on the property's value.
Once the survey report is received by the lender, a formal mortgage offer will be sent to
you and your solicitor which you will need to sign before it is returned.
There are no legal obligations until contracts are signed.
Step 10.
Exchange of contracts
The transaction and completion date becomes legally binding on the exchange of contracts.
The deposit will be sent to the seller's solicitor and a request for your mortgage advance
will be paid from your lender.
Step 11.
Completion
Completion happens on the eagerly awaited “moving day” and when the full purchase price is
transferred to the seller's solicitor. We will release the keys once the money has cleared
in the seller's account.
